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Am I covered to travel anywhere?

Not quite. For your policy to be valid, you must check that the destination you’re travelling to is safe to visit. For example:

  • You will not be covered if you travel to any destination or region where the Foreign Commonwealth and Development Office (FCDO) has issued advice against all travel.
  • You will also not be covered if you travel to any non-European destination or region where the Foreign Commonwealth and Development Office (FCDO) has issued advice against all but essential travel.
  • We will still cover you to travel within Europe even when the Foreign Commonwealth and Development Office (FCDO) has issued advice against all but essential travel. However, claims that relate to the reason for the travel advice will not be covered.

When you land in a country, if there is currently advice against all or all but essential travel from the FCDO, then we will do our best to notify you that we cannot cover your trip to that destination. However, it is your responsibility to check this information before you travel in the first place.

Some countries may also be listed as safe but have specific regions that are unsafe to travel to. It’s important that you check the guidelines as you won’t be covered to travel to any region against FCDO advice.

Click here to check the latest FCDO foreign travel advice.

European trips

The following countries are included in our European cover. This means that the price you’ll pay to visit these countries will be summarised by ‘Europe’ in Wapp.

Albania, Andorra, Armenia, Austria, Azerbaijan, the Azores, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, the Channel Islands, Croatia, Cyprus, the Czech Republic, Denmark, Egypt, Estonia, the Faroe Islands, Finland (including Lapland), France, Georgia, Germany, Gibraltar, Greece (including the Greek Islands), Hungary, Iceland, Ireland (Republic), the Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, the Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, the Russian Federation (west of the Ural Mountains), San Marino, Serbia, Slovakia, Slovenia, Spain (including the Balearic Islands and the Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine and the Vatican City.

UK trips

We don’t provide On-Trip Cover for UK trips. However, we can cover UK trips for cancellations and curtailments if you have an Optional Monthly Subscription in place. For your UK trip to be covered for cancellations and curtailments, you must have booked and paid for a place to stay for 2 consecutive nights or more.

If I live in Northern Ireland, will I be covered if I travel to Ireland?

Cover will start as soon as you travel into Ireland from Northern Ireland. If you don’t need cover, you can cancel it in the app and you won’t be charged, as long as you cancel your cover within 12 hours of receiving the notification.